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Coop Insurance

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jack78

Coop Insurance

I own a coop. should I have insurance for this?

Many cooperative proprietors today feel like there’s you don’t need to have a coop insurance policy. Is true, or perhaps is it really a misunderstanding? Coop proprietors today feel like their representative is selling them something that’s unnecessary. After reading through this short article, you will find that for minimal money, it truly is a no-brainer to possess one.

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Most cooperatives buy a master policy with respect to their investors. These guidelines cover the most popular regions of your building, and also the exterior spend of every individual unit. Therefore the question that pops up constantly is: I refurbished my coop, would be the makeovers covered underneath the building’s master policy? The response to this isn’t any! Makeovers have to be insured against loss. Wood flooring, tile back splashes, wall paper, crown molding, etc. are products that might be covered on the standard HO6 coop insurance policy.

One more item that people overlook, would be that the master policy of the cooperative doesn’t cover contents in a individual unit. That nice new plasma television, Apple computer, or Packages DVD player are item with significant value. In case of a fireplace, and also you lost everything, can you have the ability to replace each one of these products that required years to amass?

For literally a few dollars each day a HO6 coop insurance could be bought for the unit. A great web site to obtain competitive coop insurance quotes is njinsuranceshopper.com. This site partners with more than fifty different insurance service providers. In so doing they could supply the best coverage for that cheapest possible cost. The website also prevents you against needing to contact multiple instyle=”text-align: left;”>For literally a few dollars each day a HO6 coop insurance could be bought for the unit. A great web site to obtain competitive coop insurance quotes is njinsuranceshopper.com. This site partners with more than fifty different insurance service providers. In so doing they could supply the best coverage for that cheapest possible cost. The website also prevents you against needing to contact multiple instyle=”text-align: left;”>For literally a few dollars each day a HO6 coop insurance could be bought for the unit. A great web site to obtain competitive coop insurance quotes is njinsuranceshopper.com. This site partners with more than fifty different insurance service providers. In so doing they could supply the best coverage for that cheapest possible cost. The website also prevents you against needing to contact multiple instyle=”text-align: left;”>For literally a few dollars each day a HO6 coop insurance could be bought for the unit. A great web site to obtain competitive coop insurance quotes is njinsuranceshopper.com. This site partners with more than fifty different insurance service providers. In so doing they could supply the best coverage for that cheapest possible cost. The website also prevents you against needing to contact multiple insurance service providers to acquire different quotes to check.

For additional info on car insurance, auto insurance, insurance quote, home insurance, renter insurance, new jersey insurance, office insurance, building insurance, general liability insurance, condo insurance, companies insurance, coop insurance, commercial auto insurance, restaurant insurance, retail insurance e mail us today: njinsuranceshopper.com

For additional info on car insurance, auto insurance, insurance quote, home insurance, renter insurance, new jersey insurance, office insurance, building insurance, general liability insurance, condo insurance, companies insurance, coop insurance, commercial auto insurance, restaurant insurance, retail insurance e mail us today: http://www.njinsuranceshopper.com

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New York executive files $60 million libel lawsuit over insurance scandal

Tuesday, August 23, 2011

A former Marsh & McLennan Cos. executive has hit former New York Governor Eliot Spitzer with a $60 million defamation lawsuit over an online magazine article regarding an insurance bid-rigging scandal.

William Gilman, a former Marsh managing director, filed a complaint last Friday in the U.S. District Court in Manhattan, over allegations Mr. Spitzer defamed him in a Slate article published a year ago. A copy of the complaint was made public on Monday.

Gilman, who had a final insurance fraud charge dismissed in January, said Spitzer acted with “actual malice” by suggesting that he was guilty of crimes of which he was never accused.

Although he wasn’t named in the article, Mr. Gilman complained that Spitzer defamed him by writing that “Marsh’s behavior was a blatant abuse of law and market power: price-fixing, bid-rigging and kickbacks all designed to harm their customers and the market while Marsh and its employees pocketed the increased fees and kickbacks.”

“While Mr. Spitzer’s statements do not refer to Mr. Gilman by name, Mr. Gilman is readily identifiable as the subject of the defamatory comments,” said the complaint. “Mr. Spitzer was well aware of his own allegations as attorney general and the resolution of those allegations in favor of Mr. Gilman and yet, recklessly disregarded these facts.”

In 2004 Mr. Spizter, then the state’s Attorney General, announced an investigation into the practices at Marsh & McLennan, particularly fees paid by insures to brokers who place business with them. Gilman, who worked for the company at the time, was charged in 2005 with 37 counts of insurance fraud. Gilman’s final charge was dropped last January.

“I haven’t seen the lawsuit and so will not comment on it,” said Spitzer. “The illegalities rampant at Marsh & McLennan leading to their fine of $850 million and the multiple judicial findings of illegality are clear from the public record.”

Mr. Gilman is now seeking at least $10 million in compensatory damages; $20 million in general damages, including damage to his reputation; and $30 million in punitive damages.

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The Onion: An interview with ‘America’s Finest News Source’

Sunday, November 25, 2007

Despite the hopes of many University of Wisconsin-Madison (UW) students, The Onion was not named after their student center. “People always ask questions about where the name The Onion came from,” said President Sean Mills in an interview with David Shankbone, “and when I recently asked Tim Keck, who was one of the founders, he told me the name—I’ve never heard this story about ‘see you at the un-yun’—he said it was literally that his Uncle said he should call it The Onion when he saw him and Chris Johnson eating an onion sandwich. They had literally just cut up the onion and put it on bread.” According to Editorial Manager Chet Clem, their food budget was so low when they started the paper that they were down to white bread and onions.

Long before The Daily Show and The Colbert Report, Heck and Johnson envisioned a publication that would parody the news—and news reporting—when they were students at UW in 1988. Since its inception, The Onion has become a veritable news parody empire, with a print edition, a website that drew 5,000,000 unique visitors in the month of October, personal ads, a 24 hour news network, podcasts, and a recently launched world atlas called Our Dumb World. Al Gore and General Tommy Franks casually rattle off their favorite headlines (Gore’s was when The Onion reported he and Tipper were having the best sex of their lives after his 2000 Electoral College defeat). Many of their writers have gone on to wield great influence on Jon Stewart and Stephen Colbert‘s news parody shows.

And we are sorry to break the news to all you amateur headline writers: your submissions do not even get read.

Below is David Shankbone’s interview with Chet Clem and Sean Mills about the news empire that has become The Onion.

Contents

  • 1 How The Onion writes an issue
  • 2 The headlines
  • 3 The features and the columnists
  • 4 The photojournalism
  • 5 What The Onion will not publish
  • 6 Reactions to Onion stories
  • 7 The Presidential Seal
  • 8 The Onion’s readership
  • 9 Future features
  • 10 Handling national tragedies
  • 11 The Onion movie and Onion News Network
  • 12 Relationship with other satirical news programs
  • 13 Unsolicited material
  • 14 Source
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New Jersey backpedals on proposed bikini waxing ban

Saturday, March 21, 2009

New Jersey has reversed its plans for a state-wide ban on bikini waxing after salon owners from across the state spoke out against the proposal.

The New Jersey Board of Cosmetology and Hairstyling planned to consider a ban on so-called “Brazilian waxes” in response to two women who reported being injured during a wax.

But state Consumer Affairs Director David Szuchman, who oversees the board, asked them to abandon the ban in favor of reviewing and establishing safeguards for those who provide the service.

“Many commentators have noted that the procedure could be safely performed,” Szuchman wrote in a letter to state board President Ronald Jerome Brown, according to the Asbury Park Press. “I, therefore, believe that there are alternative means to address any public health issues identified by the board.

Salon owners from across the state expressed relief with Szuchman’s decision.

“It was an unnecessary issue,” spa owner Linda Orsuto told the Associated Press. “In New Jersey especially, where the government has been picking our pockets for so long, it was like, ‘Just stay out of our pants, will you?'”

Although millions of Americans get bikini waxes, which generally cost between $50 and $60 per session, the practice comes with risks. Skin care experts say the hot wax can irritate delicate skin in the bikini area, and result in infections, ingrown hairs and rashes.

Waxing on the face, neck, abdomen, legs and arms are permitted in New Jersey. Although state statutes have always banned bikini waxing, the laws are seldom enforced because the wording is unclear.

If the measure had passed, New Jersey might have become the only US state to ban the practice outright.

Although Szuchman’s letter was crafted more as a recommendation than an order, media reports said the ban would likely never be approved without his support because his office oversees the board.

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Chloroform spill forces evacuation of building at Canisius College in Buffalo, New York

Monday, August 11, 2008

Buffalo, New York — The Buffalo Fire Department and Police were called to a hazmat situation at Canisius College on Main Street after security reported that a one gallon glass container containing chloroform broke, spilling about a pint onto the floor of the college’s science building.

According to communications by firefighters, who arrived at around 8:20 a.m. (eastern time), the glass container spilled on the third floor in room 318. As a precaution the building was evacuated and East Delevan road between Main Street and Jefferson Avenues was closed to all vehicle and pedestrian traffic while crews worked to clean up the spill.

At about 9:15 hazmat crews entered the room and began to clean up the chemical “using kitty litter” and fans to air out the room. They then sealed the material in a five gallon container. At 9:23 a.m. firefighters stated that they no longer detected the chemical in the air and began to pack up their gear.

Officials for the college assessed the situation and decided to keep the building closed for the day. “At 8:22am this morning the Public Safety Department and Buffalo Fire Department responded to a report of a chemical spill on the third floor of the Health Science Center. As the building is cleaned, the Health Science Building will remain closed today and reopen tomorrow morning,” a college official said to Wikinews, adding they could not confirm the firefighter reports.

Firefighters believe the container containing the chemical was knocked over while someone working with maintenance was cleaning the floors.

There are no reports of injuries, but WKBW reports that the maintenance worker was taken to Sister’s of Saint Mercy’s hospital not far from the college for observation.

Chloroform is a common solvent used in chemistry laboratories. Minimal exposure can cause dizziness, headaches and fainting while prolonged exposure can cause liver and kidney damage. It is considered a hazardous material and environmentally unsafe. Banned as a consumer product since 1976 in the U.S., it was previously used in toothpaste, cough medicines and pharmaceuticals.

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Using Google Places To Rank High In Local Search

Submitted by: Nick Jerrat

The use of search to source local services has exploded in recent times, in part driven by the new features of search engines to easily locate local businesses.

Google Places provides the

easiest and quickest

way to be listed near the top of a Google search for location specific keywords. As such, it is important to take advantage of your free business listing in Google Places.

Google Places allows you to easily add a one-page business listing using a simple web interface. You can add photos and videos to your listing and you can edit your business information anytime you wish. You can also add your business description and business categories. Google Places gives your business a

basic online presence

even if your business does not yet have a website. Your Google Places listing is used in Google Maps and local Google search when people type in keywords relating to your business.

Get listed

Creating a Google Places listing is easy. Visit http://www.google.com/places and follow the instructions. In some cases, your business will already be listed. If this is the case, you may claim your listing, check and edit business details and add additional details. You will be asked to verify your business information via mail, business phone or mobile. Google sends you a confirmation PIN which you can then use to verify your listing.

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Managing your business listing

Once your listing goes live, it is important to manage it and keep it up-to-date. Here are some tips on how you can maximise the visibility of your Google Places listing:

Provide complete and accurate information

To help users and visitors find you easily,

make sure that your location is placed correctly on Google maps.

During setup, you may drag the map marker to your exact business location. Make sure your physical address points to a precise business location. You can also check the Google street view image to see if your business is shown. Google removes listings with PO boxes as these are not physical locations. If your business has a website, list your official business website because Google may use information from it to improve your search results. You may also provide information such as phone numbers, opening hours and payment terms.

Finally, you should add

photos and videos

to make your listing really stand out.

Include keywords and business categories

When adding your business name to the top of your listing, make sure to not include any marketing taglines, URLs or keywords, as your listing may not be approved. You may include any taglines or keywords below the heading in the business description field. For example, if your business is a restaurant in Sydney, make sure you include the search terms ‘Sydney restaurant’ and ‘restaurant in Sydney’ in your 200-character business description.

Take some time to choose the most

appropriate and specific business category

for your listing. You may select a category from a list that Google provides or you may enter your own category if you don’t see one that matches your business.

Get reviews

Ask your happy customers to review your local listing. Getting good reviews – in addition to accurate business information, keywords and categories – may improve your rankings in local searches. Make sure that you respond to your reviews too!

Follow Google Places Guidelines

Make sure that your listing obeys the guidelines set by Google as violations may suspend access to Google Places or other Google Services. You may view the guidelines at http://www.google.com/support/places/bin/answer.py?hl=en&answer=107528

Some final words

Google Places is a free service every business should take advantage of. In some cases, it can result in a top of Google ranking for local searches, without the efforts needed to obtain a Google organic search listing. The best way to secure a high ranking in Google local search is to manage your listing well and maximise all the options and fields available in the listing with your business keywords.

About the Author: Nick Jerrat is the founder and Managing Director of

IdeaBank

, provider of innovative web design and web marketing services. He has worked with several businesses and clients across Australia including Tony Gattari of

Achievers Group

and

Peter Irvine

.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=727598&ca=Internet

Norfolk youths banned from buying eggs and ketchup

Wednesday, April 9, 2008

Youths in the Norfolk town of Caister-on-Sea, near Great Yarmouth, England, have been banned from purchasing “squirty bottles” of ketchup, and eggs after a number of complaints from residents in the area. The move, which is backed by the Norfolk Police, is aimed at reducing the number of anti-social incidents occurring in the area. Sergeant Andy Brown, of the Norfolk Police, has said that no further complaints have been received since the ban came into force.

I know it sounds a bit daft, but it has made a difference because we’ve had no more reported incidents since the supermarkets came on board.

While squirting ketchup itself is not a criminal offence, the damage that it can cause, such as removing paint from cars or houses, is often enough to bring charges of criminal damage. Sgt Brown said that there were “about a dozen complaints from residents, some of them elderly, about people squirting ketchup over doors, windows and vehicles.” Martin Bailie, a spokesperson for Lidl supermarkets, has defended his staff’s actions, saying “the stores’ staff were [already] challenging youngsters who were trying to bulk buy these things. It wasn’t that we haven’t been selling eggs and ketchup to youths, but have been careful about who we have sold them to, and we are glad it has been making a difference.”

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Harvard’s Berkman Center blog group develops blogging tutorials

Sunday, March 27, 2005

A discussion group about weblogs, or blogs for short, that meets at Harvard University’s Berkman Center for Internet & Society last week began releasing video tutorials about how to blog using various web and software tools.

Harvard University‘s Berkman Center hosts the blogging discussion group, which has met weekly for the past two years.

After months of discussion and collaboration on the new tutorials, at Friday’s evening meeting presenters showed off some of their early video tutorials, which stream recorded audio, and previously-captured video of a computer screen, along with simultaneous live audio from a microphone.

Participants learned how similar tutorials can be constructed using free software tools such as CamStudio. Audio of the session was made available on the World Wide Web.

Shimon Rura, a local software developer, presented a recent screen-capture + voiceover flash file he had made, demonstrating how to use a bookmarklet in the Frassle blogging package. Other participants discussed video demonstrations of how to podcast, and how to use specific blogging tools such as WordPress.

There was also disussion of a recent initiative to set up a Blogging101 site for distributing and translating these instructional materials. Rebecca MacKinnon, a noted blogger and Berkman Fellow, spoke about the BloggerCorps initiative to connect non-profits who want broader exposure with local blogging enthusiasts.

The meeting was held inside the main conference room in the Berkman Center’s Cambridge offices on Massachusetts Avenue.

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Australian refugee contractor accused of breaching its duty of care

Friday, December 30, 2005

Contents

  • 1 Richard Niyonsaba
  • 2 Denial of food
  • 3 Background and Criticisms
  • 4 Sources

The Australian Centre for Languages, a company which has a multi-million dollar contract with the Australian government to provide refugee services, has been accused of breaching its duty of care following the death of a chronically ill child and allegations of failing to provide three women in their care with food.

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Tom Cruise orders €14,500 takeaway meal

Tuesday, August 2, 2005

Tom Cruise this week took the delivery service to a whole new level. Celebrating his 43rd birthday with numerous guests at a party in the USA, Cruise decided to call up his three favorite chefs, all living in Italy, to prepare a meal.

Cruise decided to fly all three chefs out to the United States at a cost of €14,500. According to the Daily Mail the chefs cooked the celebrity tagliatelle ragu, veal, and chocolate tiramisu.

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