Thursday, July 3, 2014
Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.
Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).
Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.
In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”
An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.
Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.
- Click Here To Find Out More About:
- Where To Buy Silhouette Curio
Though living independently may be important as you age, staying safe is of utmost importance. Sometimes, seniors may need some assistance with their daily needs so that they can continue to live independently. Luckily, with an Assisted Living Facility in Omaha, it is possible to have both – independence and assistance. For many seniors, giving up their independence to live in a nursing home or moving in with family isn’t an choice they are willing to make. For them, an assisted living facility can give them the best of both worlds. Help is available for the tasks that are too difficult, yet they have the freedom to come and go as they please and enjoy a myriad of daily activities to keep them engaged and social.
For those who find the daily tasks of cooking, medication management or driving to medical appointments or shopping difficult, you could look here, at an assisted living facility, for the answer to your needs. Here you can live independently, come and go as you please, yet have no worries of meals, house cleaning, laundry or security. There is always someone to tend to any of your needs that arise.
These facilities cater to the seniors who enjoy activities and independence. Most offer various trips and outings to the local malls, grocery stores, local activities and cultural events. Transportation is also provided for medical care, as needed. The Assisted Living Facility in Omaha also offers many different daily activities, classes and groups to keep the active senior entertained. Most offer computer classes, book clubs, arts and crafts classes, Bingo nights, and exercise classes. Many offer movie nights and ice cream socials too. There is usually something going on every day of the week.
When seniors are still at home, but start to have trouble with daily tasks, they may tend to do without. They may skimp on eating because it’s too difficult to get to the store or to cook. They may spend days and weeks alone in isolation, with only a television for company, and miss medication due to confusion. This doesn’t have to be. An assisted living facility will give them back the independence they crave along with the safety and security they need.
Saturday, April 17, 2010
Schriner previously ran for president in 2000, 2004, and 2008, but failed to gain much traction in the races. He announced his candidacy for the 2012 race immediately following the 2008 election. Schriner refers to himself as the “Average Joe” candidate, and advocates a pro-life and pro-environmentalist platform. He has been the subject of numerous newspaper articles, and has published public policy papers exploring solutions to American issues.
Wikinews reporter William Saturn? talks with Schriner and discusses his campaign.
Tuesday, December 4, 2007
The anti-poverty group Oxfam says global warming is altering the human food supply and threatening some of the world’s poorest people with hunger. At the United Nations Conference on Climate Change in Bali, the group argued developed countries should pay to address the problem, and costs could top $50 billion a year.
Climate change, which many scientists believe is fuelled by human activities, alters rain cycles and causes increased droughts and flooding. Rising temperatures mean some traditional crops do not grow as well as they used to. The United Nations predicts that in some African countries, crop yields could fall by half.
Oxfam researcher Kate Raworth says coping with these issues will be expensive.
“Oxfam has estimated that for all developing countries to adapt to climate change will cost at least $50 billion a year,” she said. “And for that to be done with justice we believe that the rich and the most polluting countries should pay the vast share of the money to make possible for those countries most vulnerable and least responsible for causing the problem to cope with the new realities they have to deal with.”
The report released by Oxfam at the conference on Tuesday says some countries are already feeling the effects of a warming planet. In South Africa, farmers are planting faster-maturing crops to adapt to unpredictable rainfall.
Bangladeshis are creating floating vegetable gardens that can thrive in spite of floods. But Mozaharul Alam, who heads Bangladesh’s climate adaptation effort, says overall improvements to the food system still leave many families vulnerable.
“Most of the agriculture is subsistent in nature,” said Alam. “So if [there is] any failure of the crop on the ground, even if there is food available in the market, unless the people has the buying capacity, that availability of the food in the market has no meaning to the vulnerable family.”
Oxfam argues the United States, the European Union, Japan, Canada and Australia should be among the major sources of funds to help developing countries solve their climate change problems.
These countries have agreed in principle, but one task of the Bali Conference is to find out how much individual countries are willing to spend on climate-related issues. It also aims to begin deciding how to divide those resources between prevention of further climate change, and adaptation to the changes that are already taking place.
The conference involves thousands of scientists, government officials and development group representatives, and runs for another 10 days.
Businesses often make a big investment in decorating, in order to create a comfortable, appealing appearance for their customers. Carpeting is usually a big part of business decor, since it mutes noise, adds color, and creates a comfortable walking area. However, it needs to be maintained carefully in order to keep it clean and beautiful. Most businesses use professional cleaners for this job. Although companies may choose a basic cleaning service commercial Indianapolis IN cleaning professionals offer specialized services.
Skilled, experienced commercial carpet cleaning experts offer many advantages:
EQUIPMENT: Commercial cleaning often involves large areas, which require industrial vacuums and carpet cleaners. These are designed to clean, sanitize, and dry very quickly and efficiently.
TRAINING: Unlike a general cleaning service commercial Indianapolis IN cleaning professionals are familiar with the products and procedures needed for deep cleaning business flooring. Many companies have high foot traffic and their carpeting gets a lot of spills. Floors may need specialized stain removal and deodorizing.
ALTERNATIVE PRODUCTS: Some commercial environments require non- hazardous, non-irritating cleaning products. Many professional cleaners can offer people-and-pet-friendly products as well as green products.
NEW CONSTRUCTION: Builders often hire professionals to clean carpets which have been installed in new structures. Commercial cleaning experts have the skills and the products to efficiently remove construction residue, dust, and irritants from new carpeting. They clean and prepare flooring so that it is ready for the building’s new occupants to use immediately.
CLEAN UP AFTER DAMAGE: Carpeting and upholstery may suffer damage after a fire, flood, or other catastrophe. In situations like these, which require more than just a professional cleaning service commercial Indianapolis IN restoration companies can handle the entire job. They have the training and equipment to remove water, dry carpeting, and restore flooring. Many times they can also repair smoke damaged furniture and other items.
EMERGENCY SERVICES: Commercial cleaners that offer restoration services also provide emergency services. When choosing commercial carpet cleaning Indianapolis IN businesses depend on efficient, skilled cleaning companies to get them up and running quickly after an emergency.
Commercial cleaners are the silent partners which ensure that businesses are comfortable, appealing, healthy places for employees and customers.
Looking for commercial cleaning service in Indianapolis IN? Check out ServiceMasterRestorationByWestphal.com.
Wednesday, November 8, 2006
- 1 Issues
- 2 Campaigns turn nasty
- 3 Polling Problems
- 4 Summaries by state
- 5 Alabama
- 6 Alaska
- 7 Arizona
- 8 Arkansas
- 9 California
- 10 Colorado
- 11 Connecticut
- 12 Delaware
- 13 Florida
- 14 Georgia
- 15 Hawaii
- 16 Idaho
- 17 Illinois
- 18 Indiana
- 19 Iowa
- 20 Kansas
- 21 Kentucky
- 22 Louisiana
- 23 Maine
- 24 Maryland
- 25 Massachusetts
- 26 Michigan
- 27 Minnesota
- 28 Mississippi
- 29 Missouri
- 30 Montana
- 31 Nebraska
- 32 Nevada
- 33 New Hampshire
- 34 New Jersey
- 35 New Mexico
- 36 New York
- 37 North Carolina
- 38 North Dakota
- 39 Ohio
- 40 Oklahoma
- 41 Oregon
- 42 Pennsylvania
- 43 Rhode Island
- 44 South Carolina
- 45 South Dakota
- 46 Tennessee
- 47 Texas
- 48 Utah
- 49 Vermont
- 50 Virginia
- 51 Washington
- 52 West Virginia
- 53 Wisconsin
- 54 Wyoming
- 55 American Samoa
- 56 District of Columbia
- 57 Guam
- 58 Virgin Islands
- 59 Sources
As of 10:00 p.m EST November 8, 2006, the Democratic Party is projected to have gained control of both the United States House of Representatives and the United States Senate in the 2006 United States general elections. MSNBC projects that the Democrats now control 234 seats in the House of Representatives, 16 more seats than the 218 needed to control the House of Representatives as all 435 seats were up for election. In the Senate, where the balance of power is closer, one-third of all seats were up for grab. As of 10:00 p.m. EST, AP and Reuters were projecting that the Democrats had picked up all six seats they needed to retake the Senate, including the seats of incumbents Rick Santorum (Penn.), Lincoln Chafee (R.I.), Jim Talent (Missouri), Mike DeWine (Ohio), John Tester (Montana), and Jim Webb (VA). The Tester victory by less than 3,000 votes was projected at approximately 2 p.m. EST after the State of Montana announced the results of overnight recounts. Democrat Jim Webb has prevailed in that race by slightly more than 7,000 votes, though his opponent has not conceded and a recount may still occur.
Friday, March 18, 2011
A week ago today, at 2:46 pm JST, a magnitude 9.0 earthquake struck off the coast of the T?hoku region in Japan. The earthquake created an extremely destructive tsunami that spawned 10 metre (33 ft) high waves just moments later. The tsunami travelled 10 km (6 mi) inland causing massive destruction in the country’s northeast, including crippling a nuclear plant.
The earthquake and resulting tsunami have left 5,692 dead and over 9,506 missing, with nearly 450,000 homeless. The death toll is expected to rise.
In this special photoessay, Wikinews looks at the earthquake and tsunami, the destruction that resulted and efforts to bring aid to the Japanese people.
A Japanese home is seen adrift in the Pacific Ocean. Image: U.S. Navy.
The antenna on top of Tokyo Tower was slightly bent by the earthquake. Image: Morio.
Monday, April 18, 2005
Adobe Systems, Inc. announced today that they will acquire Macromedia, Inc. for an estimated $3.4 billion in stock. Bruce Chizen, the chief executive officer of Adobe said that “Customers are calling for integrated software solutions that enable them to create, manage and deliver a wide range of compelling content and applications — from documents and images to audio and video. By combining our powerful development, authoring and collaboration software — along with the complementary functionality of PDF and Flash — Adobe has the opportunity to bring this vision to life with an industry-defining technology platform.”
The acquisition is expected to close in the fall, subject to approval by the stockholders of both companies and regulatory approvals. Under the terms of the agreement holders of Macromedia stock will receive 0.69 shares of Adobe stock for every share of Macromedia stock. Macromedia stockholders are expected to own approximately 18 percent of the combined company.
The two companies have in the past been rivals and some of their products compete in similar niches. For example, both Adobe Photoshop and Macromedia Fireworks are graphics editing programs, and both Adobe GoLive and Macromedia Dreamweaver are webpage design applications.
In the combined company, the current CEO of Adobe, Chizen will continue as CEO. Stephen Elop, president and CEO of Macromedia, will become president of worldwide field operations. The combined company will keep the name “Adobe”, and will focus on integration and growth.
Additional details are available from Adobe Investor Relations.
Click Here To Find Out More About:
Trucks on the Go A Look at Small Cargo Transport to Big Rigs
They come rumbling down the road, thousands in motion at any time. With heavy cargos hauled behind by hard working diesel engines, they re the driving force behind the motion of material goods in North America. In a continent with more geography than people and an infrastructure supported by roads, not rail or canal, where other locations are serviced by train or barge, for the most part, when goods hit the ports, they come off the cargo ships in containers and find their way into transport training school graduates care, where they are unpacked, slapped with digital tags and dispatched on their way in the back of trucks.
The transport industry truck fleet is a mix of private contractors with their own rigs and professional drivers who drive company owned vehicles. In the cities, hauling is often on a smaller scale, in commercial vans and half trucks, but on the open road, there s space for big rigs. And these are heavy and dangerous! Trucks that exceed about 16, 600 lbs. need to have specially licenced drivers, but the biggest trucks can be pulling several tons of cargo around. Some have built in hauling areas, while others rely on being a detachable cab that can pull any cargo.
Drivers of the biggest rigs need to be prepared to spend long hours away from home. A whole subculture has risen up around the drivers, with their truck stop habits and specialized radio jargon. Most cabs carry a radio. Back at home base there will be dispatcher co-ordinating things, increasingly a graduate of
, but drivers also talk to each other on the go, sharing road hazards and looking out for each other.
These drivers have a good idea of the risks of the road. As part of their licensing process they know all the safety regulations for the cargos they can carry, whether they are explosive, corrosive, poisonous or have to be kept under temperature controls. Additionally, further laws control the number of hours a driver can spend on the road before rest, mandating regular sleep to avoid accidents caused by fatigue. Truck drivers must also keep an immaculate driving record to keep employed in their profession.
Heavy engines need a qualified person to service them. Generally this involves more than basic training, but any reputable
auto mechanic school
will also be able to certify graduates to work on large diesel engines. Some, larger companies will have their own in house mechanics, and trucks stops along traditional transport routes are also experienced with dealing with on the road repairs. Nonetheless, not every city garage has the equipment and scale to handle jobs like this. Some drivers, especially those who own their own rigs, will do their own repairs.
Visit Canadian Automotive & Trucking Institute for an example of a
transport training school
Valeria Stephens is a Copywriter at Higher Education Marketing, a leading Web marketing firm specializing in Google Analytics, Education Lead Generation, Search Engine Optimization (SEO), Mobile SMS Alerts, Social Media Marketing and Pay Per Click Marketing, among other web marketing services and tools.Article Source: ArticleRich.com